You may freely browse this website (Site) but such access and use is subject to the following terms and conditions and all applicable laws. By accessing and browsing this site, you accept (without limitation or qualification) these terms and conditions. If you cannot agree with these terms, please do not use the website.

These terms should be read in conjunction with our Privacy Policy and your use of the website also constitutes agreement to its terms.

Use of this website

1)     The website is intended for your personal use.

2)     This website is freely available to anyone for browsing but it is not intended for users under the age of 13. We do not knowingly collect personally identifiable information from users under the age of 13. Such users are expressly prohibited from submitting personally identifiable information to us.

3)     You may not impersonate, imitate or pretend to be somebody else when using the Website.

5)     You agree not to use any obscene, indecent, or offensive language or to provide to or post on or through the Website any graphics, text, photographs, images, video, audio or other material that is defamatory, abusive, bullying, harassing, racist, hateful, or violent. You agree to refrain from ethnic slurs, religious intolerance, homophobia, and personal attacks when using the Website.

6)     You further agree not to use any sexually explicit language or to provide to or post on or through the Website any graphics, text, photographs, images, video, audio or other material that is sexually explicit.

7)     You agree not to disrupt, overwhelm, attack, modify, reverse engineer or interfere with the Website or its associated software, hardware and/or servers in any way, and you agree not to impede or interfere with others’ use of the Website.


8)     The copyright in this website rests with us. Where reference is made to trade names, brand names, trademarks, logos etc of other organisations, these are the property of their respective owners.

9)     Text and images available over the internet may be subject to intellectual property rights. Where photographic and similar material has been used, this is material that is in the public domain or has been made available to us by the copyright owners or has been licensed for use on this site. No rights are claimed over this material and, wherever possible, the original copyright owners are noted.

10)   No licenses or rights (including any copyright or intellectual property rights) are granted or conferred by simply by visiting the site.

Information provided.

11     You may freely use the information presented on this website for your own personal, non-commercial use. However, please bear the following in mind.

12)   The content of this website is provided for general information use only and is based on the information and experience acquired by us or by the specific authors(s) on the topic(s) under discussion.

13)   No legal, medical or other professional advice is offered. The information provided is for general guidance. Neither we, or the specific author(s), wherever  mentioned, are engaged in rendering any specific legal, medical or professional advice and the services of an appropriate professional (such as a legal, medical, healthcare or other professionally qualified person) is recommended if such advice is required.

14)   To the best of our knowledge or that of the author(s), the information provided is accurate and reliable at the time of writing as are any sources referred to. Neither we nor the authors are responsible for the activities of these third parties.

15)   Although the information contained in this document is considered accurate and reliable at the time of writing, neither we nor the authors are liable for any inaccuracies in this document or in any sources quoted. Thus, while every effort has been made to ensure the accuracy and reliability of the information posted to this website, we do not warrant  the accuracy or completeness of this information.

16)   Information may also become out of date and generally accepted (and specific) practices may change. This may relate to general advice or to specific information on products and prices as the context indicates.

17)   It is up to the reader to undertake their own research before: 1)using any information provided on this website or in any related documents, eBooks, guides etc or in any downloaded material); or 2) taking any decisions or actions based on such information. Neither we nor the authors, where mentioned, nor any  associates are responsible or liable for any direct, consequential, indirect or incidental loss, costs or damages arising as a result of any action taken as a result of using the information contained on this site.

18)   Any views or opinions expressed by specific authors are not necessarily endorsed by us or any of our associates.

Products and services

19)   Except for information, products or services clearly identified as being supplied by us, all information, products and services offered through this website, either directly or indirectly, are offered by third parties.

20)   Neither we, our employees or our associates are in any position to make any warranties or representations whatsoever (including warranties of merchantability or fitness for purpose) with regard to any merchandise, information or service provided through the internet and purchased or otherwise obtained as a result of visiting this website and therefore make no such warranties, representations or claims.

21)   Neither we, our employees or associates shall be liable for any cost or damages arising either directly or indirectly from any transaction made as a result of using the information on this site. It is solely the responsibility of the reader to evaluate the usefulness, quality and fitness for purpose of any merchandise, information or advice referred to on this website.

22)   In no event shall we, our employees or associates be liable for any incidental, consequential, or indirect damages arising out of the use of (or inability to use) any product, service or information obtained as a result of visiting this website.

23)   Neither we, our employees or associates make any representations whatsoever about any other website which may be accessed as a result of visiting this website or may be linked to this website. It must be understood that we have no control over the content of any other such website and therefore we do not endorse or accept any responsibility for the content or the use of such website.


24)   This website has links with various affiliate programs which generate revenue for our business. This means that, when you click on a link that brings you to a particular merchant site and you make a purchase, this will result in a commission being credited to this site.


25)   The interpretation of these “terms and conditions” shall be governed by – and construed in accordance with – the Law of England and Wales and any dispute or matter relating to the provision of any product, service, advice or information obtained as a result of visiting this website, shall be dealt with in the English Courts.

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